“Taking you from where you are
………. to where you want to be”

Rate Update

Written by Clay on . Posted in Rate Updates

Pretty consistent rates over the past few weeks despite the increase in g-fees … At all-time lows in rates!  Every comparison is made at no cost representing a “no-brainer” decision to take a look at a refinance.  My favorite is to leave your payment the same and take years off your mortgage.     An indication of rates …
  • 30 year fixed conforming $417,000 loan – 4.000% no cost
  • 15 year fixed conforming to $417,000 – 3.375% no cost
  • 30 year fixed conforming to $625,500 – 3.750% no cost
Waiting for even lower rates could leave you on the sidelines  Fax me your mortgage statement and the last four digits of your social (so I can look up if Fannie or Freddie own your loan.  I will get back to you with the benefit from a refinance or simply confirm you should stay pat.  No fax?  Just give me a call. You might benefit from additional monthly cash flow or take years off your mortgage keeping your payment the same by switching into a 15 year fixed loan.   All comparisons are done with ZERO transaction costs … It would mean a lot to me if you forwarded this email to a friend, client or family member that would like to get a free analysis of their mortgage.  

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