IF WE HAVE NOT MET BEFORE, HELLO!

I'm Clay

For over 20 years, I’ve been helping homebuyers, homeowners, and investors navigate the financing process with confidence. Whether it’s purchasing your first home, refinancing to a better loan, or structuring an investment property, my goal is to make financing the easiest part of your real estate transaction.

With a background as a CPA and a long career in corporate finance, I bring a problem-solving mindset to every loan. I understand that home financing isn’t just about rates and numbers—it’s about helping people make smart financial decisions that align with their short- and long-term goals.

At Signet Mortgage, we’re big enough to have access to all the leading lenders—conventional, FHA, jumbo, and reverse mortgages—yet small enough to provide the personal service that makes clients feel like family. In fact, one of the most cherished reviews I’ve received was: "Clay has become family."

My mission? To make sure you understand all your options and feel confident in your decisions—whether you’re buying a home, refinancing, or investing in your future. Let’s find the best solution for you.