Real Estate Financing can Have a Big Impact on Financial Plans
You manage the asset side. Let us help with the debt side, with that same care and expertise.
- Housing debt often exceeds investable assets. Managed properly can benefit overall retirement plan success.
- Incorporating Home Equity in client's financial plans can help accomplish more than they dreamed of in retirement
- Work with a partner you can trust to handle your client relationship with the same care as you do
Real Estate Financing Decisions can be
Smart OR Not So Smart. Knowing
the difference is the key to building equity.
- Sending a client off to find their own mortgage loan means you miss
the opportunity to position yourself as a trusted resource - Most clients do not receive options and choices of loan strategy.
The lowest rate is seldom the best choice. - Without a funding option outside of a portfolio draw, market
volatility will greatly reduce the probability of a retirement plan success. - Recommending a course of action without considering home equity might
miss an important option to improve outcomes for your client.
Strategy applied to real estate financing will benefit every financial plan
Purchase
Help clients find the loan options tailored to their present circumstances as well as their short and long term goals.
Refinance
Solutions that will address your clients need for cash out, improving payments, and consolidating debt.
Retirement
Strategically accessing home equity will improve the outcome of any retirement plan.
Helping clients find the right loan to meet changing circumstances will maximize housing wealth.
Responsibility for a client's financial plan is all encompassing and requires reliance on carefully chosen experts in their field.
Over almost 20 years, we have helped hundreds of clients with purchase and refinance transactions and access over $50 million of home equity to help in their retirement.
I am a CPA, and around finance my entire career, so I have a unique perspective that incorporates life, finances, taxes and family in retirement.
Schedule a ConversationWhat our Clients Say
Partner with Clay as your "go to" mortgage advisor resource
- Partner with a guide that has an extensive financial background and is a CPA, Explore options that incorporate tax, cash flow and clients situation applying strategy to finance their real estate.
- Alternative source of funds in a down market helps clients preserve their portfolio.
- Helping clients safely access home equity and have a better retirement provides comfort and security to plan for and manage future bumps in the road.
- The lowest rate is seldom the best choice. Not properly considering the closing costs and the expected timeline can be the difference between a successful and failed transaction.
- Left in reserve or used to improve monthly cash flow, a reverse mortgage can be the difference in the success of any retirement plan.
What We Offer
Conventional Mortgage
Conforming, Jumbo, VA, FHA, USDA, and Renovation Loans.
Strategies for financing a home or investment property purchase, First Time Homebuyers and those working towards their forever home.
Refinancing
Strategic perspective in advising refinance options that help clients achieve short and long term goals for their family.
Reverse Mortgage
Home Equity Conversion Mortgage (HECM) and Home Safe jumbo mortgages up to $4 million. Access home equity wisely and improve retirement outcomes.
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Challenge me with scenarios that are troubling you
Feel confident you have an awesome resource available to you and your clients
Top 4 things you need to
know about
partnering with me
I respect your client relationship and how valuable that is.
If there is a way to get a deal done, I will find it.
I do not cherry pick clients and enjoy the chase finding solutions
to unique or complicated scenarios. I find joy in making things happen for a family.
Experience as a CPA, years in corporate finance and Signet Mortgage
for 20 years, along with managing the later stages in life for five of
my relatives allows me to bring a personal perspective to all the work I do.