For many homeowners nearing or in retirement, the home has become their largest asset. And with home values in California continuing to rise, it’s natural to start thinking about how to put that equity to work — especially if you’re considering selling to fund retirement expenses. But one often-overlooked piece of the puzzle is capital… Continue reading Senior Thinking of Selling Your Home? Consider the Tax Impact – and the Alternatives

Estate planning is an essential part of securing your future and ensuring that your financial and healthcare decisions are managed if you’re unable to do so yourself. A Power of Attorney (POA) or Durable Power of Attorney (DPA) allows a trusted individual to handle important matters on your behalf. However, there’s one crucial step that’s… Continue reading Avoid Delays in Estate Planning: The Key for Your Power of Attorney

As a child of a senior homeowner, you have a growing concern about your parents as they age. One issue is that the configuration of your parents’ home may no longer meet their needs at this stage in their lives. So what are your alternatives? Your parents could move in with you, but that may… Continue reading Children of Senior Homeowners

Living well in retirement or the golden years is what every senior deserves. You have spent years preparing to be able to travel, spend more time with family, and do all the things you may have put off. Most likely you have invested and saved and have a well-crafted financial plan. Why is it more… Continue reading How to Live Well in Retirement

My name is Susan West, I live here in Rio Vista with my canine companion Graeme. I’ve been here 7 years, if it wasn’t for Clay I probably wouldn’t be able to get here. The builder’s loan agent said I had the loan; I had outstanding credit, no car payment, no nothing – a great… Continue reading Susan’s Reverse Mortgage Journey