WHAT DO TO WHEN THE APPRAISAL COMES IN LOWERTHEN THE SALES PRICE In today’s market it is not unusual to make an offer on a house and have the appraisal come in lower than your offer. You may be wondering what you should do, and can you even get financing for your home if the… Continue reading What to do When the Appraisal Comes in Lower Then the Sales Price
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The 2-1 Buydown Strategy
2:1 Buydown Strategy is Marketed a lot –but it is a Good Idea? A “2:1 buydown strategy” is marketed heavily as a way to lower payments for a homebuyer since interest rates have jumped up. It can help sellers market their property and attract a buyer. It can help a buyer with lower payments in… Continue reading The 2-1 Buydown Strategy
Susan’s Reverse Mortgage Journey
My name is Susan West, I live here in Rio Vista with my canine companion Graeme. I’ve been here 7 years, if it wasn’t for Clay I probably wouldn’t be able to get here. The builder’s loan agent said I had the loan; I had outstanding credit, no car payment, no nothing – a great… Continue reading Susan’s Reverse Mortgage Journey
Why Refinancing Might Not Be the Best Move: Consider a HELOC or Second Loan Instead!
If you refinanced your mortgage during the low-interest-rate frenzy of 2020 or 2021, you’re probably enjoying a great rate—maybe even under 3%. With rates like that, refinancing now is likely the last thing on your mind. But if you’re carrying high-interest credit card or installment debt, it’s time to explore another option that can help:… Continue reading Why Refinancing Might Not Be the Best Move: Consider a HELOC or Second Loan Instead!