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  • Image 1 Build choice and flexibility in your retirement and stay in control
  • Image 2 Enjoy a successful retirement by having a plan for unplanned events
  • Image 3 Stay in your home on your own terms as long as you want

Life is too short to spend it worrying if your money will last as long as you do

The list of potential unplanned events in retirement is long.
Not having a plan to handle them is stressful and means:

  • You’ll have less control
  • Limit lifestyle choices
  • May become dependent on family
  • Market volatility will be unsettling
  • No answer for health care issues
  • Outliving your savings

➢ Without action you will pass up the opportunity to live your best retirement.

Stop worrying about your retirement - You got this!

  • Stay in Control
    Stay in your home and safely access your home equity and do what YOU want to do when you want.

  • Diversify your Cash Flow
    Another source of cash flow will take the sting out of volatile markets and unplanned events resulting in less stress

  • Have your Home "Pay you Back"
    Your home has been a great investment - have your home "pay you back" so you are able to live your best retirement.

Using your home equity wisely and confidently will help you handle whatever life tosses your way.

Schedule a Conversation

DOWNLOAD YOUR FREE GUIDE:

5 Ways Homeowners Can Leverage Home Equity To Dream Bigger In Retirement.

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I’m Clay.
I am so pleased you are here.

Like many seniors, I’m navigating the realities of retirement—making Medicare choices, balancing investments, and considering how home equity fits into my long-term financial security.

At the same time, I’ve helped my own family through these decisions—arranging care for loved ones, managing estates, and seeing firsthand how a reverse mortgage positively transformed my aunt’s financial future. These experiences have reinforced what I know to be true: home equity can be a powerful tool in retirement.

I believe seniors deserve to know all their options—ways to protect their savings, improve cash flow, or even buy a dream home. That’s why I’m committed to guiding and educating seniors, their families and their advisors on how they can make informed choices for a joyful retirement.

My mission? To help folks move forward with confidence and uncover new possibilities for a secure and fulfilling future.

You deserve this.

How I Can Help:

  • Replace your existing mortgage and eliminate your monthly mortgage payment to allow access to home equity with a line of credit.

  • Small mortgage or paid off home? A credit line will provide access to home equity when needed.

  • Purchase your retirement home with a H4P - conserve cash - afford the home you want - and still no required mortgage payment.

Stop feeling stressed and anxious about your retirement finances and instead accomplish more than you dreamed of in your retirement.

Schedule a Conversation

What Our Clients Have to Say

"Clay and his associates were the upmost professional, and always on top of my challenging circumstance!! He has earned my repeat business for all future endeavors."

Chuck “CRASH” Golden
September 1, 2024

"Clay and Rica went above and beyond with our VA loan. Their professionalism and quick actions helped us land our dream home! We are forever grateful to them."

Lisa Goodman
June 23, 2024
"The service and kindness Clay and his team showed me, was the best I’ve ever had. I am a widow, and he worked tirelessly to get me the best refi that I could afford at the lowest rate available. I know that I will never go elsewhere for help as long as I own my home. Thank you again Clay and Team."

—GAYLE CALKINS, July 7, 2023

Imagine the home, lifestyle and financial security you dream about

  • Review a free assessment with options We will work collaboratively with you to determine which options are best, so your retirement plans are achievable, no matter what happens.

  • Rest easy knowing everything will be expertly handled for you. Feel confident in your retirement and worry less. Have a plan to live and enjoy your best retirement.

  • TBD

Market volatility, life changes and uncertainty will happen

  • Making home equity available can add security and confidence to your retirement plan.
  • Funds available are dependent on age of youngest borrower, home value and current rates.
  • Education up front to understand the program that fits your financial plan.
  • The steps to success include: counseling, financial assessment and loan documentation.
Schedule a Conversation

Relax, let's do this together

At Signet Mortgage we know you want to feel secure and confident in your retirement. In order to do that you need to know your finances can handle the ups and downs. The problem is, that it’s impossible to anticipate everything which makes you feel anxious and concerned about events outside of your control.
We believe you should look forward to retirement and enjoy it....

We understand how stressful it is to deal with uncertainty which is why over the last 15 years we have helped clients access over $50 million of home equity to solidify their retirement finances.

Here is how we do it: One - have a conversation with an overview of how accessing home equity in retirement could help and gather some basic information. Second, review an assessment prepared just for you outlining possibilities. Third, together we can decide how a reverse mortgage can help you feel confident in your retirement.

So, please schedule a conversation with us.

Stop feeling stressed and anxious about your retirement finances and instead accomplish more than you dreamed of in your retirement.

Discover how the H4P (Home Equity Conversion Mortgage for Purchase) can boost your real estate business while providing exceptional value to your senior clients.

Please provide the following details, and you will receive a direct link to the webinar recording:

*You can be 100% sure we will never ever sell your contact information.