You find the family the perfect home.
Let me find them the perfect financing.
We handle the contract to closing so you don’t have to worry about it. Great communication. No drama.
Partner with Clay as your "go to" mortgage advisor and a partner you trust to handle your client relationship with the same care you do.
Free your time (and mind) for new business and growth.
Clients look to their realtor for more than a new house. It can be all encompassing and the best are “connectors” surrounded by carefully chosen professionals to help make their clients' dreams come together.
Over almost 20 years, we have helped hundreds of clients with purchase transactions solving BIG wrinkles with a great deal of persistence.
I know how to focus on making things happen.
IF WE HAVE NOT MET BEFORE, HELLO!
For over 20 years, I’ve partnered with Realtors to help clients secure the right financing—whether it’s purchasing a first home, upgrading to a dream home, or making a smart move in retirement. As a CPA with a background in corporate finance, I bring a problem-solving mindset to every transaction, ensuring that financing is the easiest part of the homebuying process.
I also specialize in helping seniors navigate home financing in retirement. Many older buyers assume they have to pay cash when purchasing a home, limiting their options and draining their savings. They—and often their agents—aren’t aware that a Home Equity Conversion Mortgage (H4P) can help them afford more home, conserve cash, and improve their financial security.
That’s where I come in. I educate and support Realtors by providing financing options that can help your clients buy or sell more confidently. From conventional and FHA loans to reverse mortgage purchases, I help structure deals that make sense—so you can serve more clients, close more transactions, and grow your business.
My mission? To make sure you and your clients understand all their options, so together, we can find the best way forward.
Let’s work together.
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"Clay and his associates were the upmost professional, and always on top of my challenging circumstance!! He has earned my repeat business for all future endeavors."
Chuck “CRASH” Golden
September 1, 2024
"Clay and Rica went above and beyond with our VA loan. Their professionalism and quick actions helped us land our dream home! We are forever grateful to them."
Lisa Goodman
June 23, 2024
"The service and kindness Clay and his team showed me, was the best I’ve ever had. I am a widow, and he worked tirelessly to get me the best refi that I could afford at the lowest rate available. I know that I will never go elsewhere for help as long as I own my home. Thank you again Clay and Team."—GAYLE CALKINS, July 7, 2023
Real Estate Mortgages
Conforming, Jumbo, VA, FHA, USDA and Renovation Loans. Strategy in financing a home or investment property purchase, First Time Homebuyers and those working towards their forever home.
Follow up like Green on a Pickle
Your client may be looking for months or longer. Keeping BOTH of us top of mind makes it happen when they are ready. We follow up every Thursday with clients “pre-approved and looking” and provide regular updates.
Reverse Mortgage for Purchase
Preserve retirement funds and purchase a home with less cash and still no mortgage payments. It’s fantastic to make it happen for our over 55 clients! This needs to be an option you share with clients!
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Challenge me with scenarios that are getting in the way of a successful pre approval or closing.
Make sure all your transactions get to the closing table the right way by letting us handle the rest and allow you to get back to what you do best!
—I respect your client relationship and how valuable that is.
—If there is a way to get a deal done I will find it.
—I do not cherry pick clients and enjoy the chase finding solutions to scenarios with “wrinkles”.
—I find joy is making things happen for a family. Experience as a CPA, years in corporate finance and Signet for 20 years along with managing the later stages in life for five relatives allows me to bring a personal perspective to the work.
