If you refinanced your mortgage during the low-interest-rate frenzy of 2020 or 2021, you’re probably enjoying a great rate—maybe even under 3%. With rates like that, refinancing now is likely the last thing on your mind. But if you’re carrying high-interest credit card or installment debt, it’s time to explore another option that can help:… Continue reading Why Refinancing Might Not Be the Best Move: Consider a HELOC or Second Loan Instead!